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SOFT CHECK UNDER $3,000
Loan

Synchrony financing

Fixed monthly payments on bigger builds

Use at checkout

How it works

  1. Apply with Synchrony through our store and get an immediate credit decision.
  2. Choose from up to three loan terms when you’re approved.
  3. Complete your purchase.
  4. Pay over time online or by phone, with AutoPay if you like.

At a glance

Amount
See details at checkout
Payments
Fixed monthly payments
Cost
See details at checkout
Credit check
Soft check under $3,000
Where to use it
Online checkout

Who it’s best for

Spreading a bigger build over fixed monthly payments.

Questions

How fast is approval?
You get an immediate credit decision.
Can I pay it off early?
Yes. There’s no penalty or fee for paying early.
What happens if I return my order?
Returns follow our return policy. If your return is worth more than what you still owe, the difference is refunded to your original payment method.
What if I miss a payment?
A late fee applies: $25 or your scheduled payment, whichever is less.
How do I make payments?
Pay online at paylater.syf.com or by phone, with a debit card or bank transfer. AutoPay is available.
Will I need a down payment?
Only if you’re approved for less than the purchase price. An initial payment then covers the difference.
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Questions? Chat with us live or call (409) 886-8324.

Synchrony terms & disclosures

TieredUp Tech is not a lender or lessor. Synchrony provides this financing, subject to its approval and terms.

Late fee: $25 or the scheduled payment amount, whichever is less. Applying for loans of $3,000 or more may impact your credit score. No prepayment penalty.

Synchrony: Subject to credit approval. Synchrony Pay Later loans are provided by Synchrony Bank.