Financing options

Late fees up to $8 per missed payment, capped at 25% of the order value.

Afterpay also offers Pay Monthly: 3, 6, 12 or 24 months, 0.00%–35.99% APR, depending on eligibility and merchant.

Afterpay: You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Late fees may apply. See afterpay.com for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license. Loans with a finance fee are underwritten and issued by First Electronic Bank. Afterpay US Services, LLC, NMLS ID 1870854.

Rates from 0–36% APR. No late fees. A down payment may be required.

Shop Pay Installments: Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

Affirm finances up to $20,000; a down payment covers the rest of a larger cart.

Affirm never charges late fees.

Affirm: Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. Affirm, Inc., NMLS 1883087. Affirm Loan Services, LLC, NMLS 1479506.

Late fee: $25 or the payment amount, whichever is less.

Loans of $3,000 or more may impact your credit score.

Synchrony: Subject to credit approval. Synchrony Pay Later loans are provided by Synchrony Bank.

Prime: installment loans up to $20,000, terms up to 48 months, 0%–16% APR. Near Prime: lease-to-loan up to $6,500, up to 24 months. No Credit Needed: lease-to-own up to $5,000, up to 13 months.

Lease programs include a 90-day early buyout option. Application fees are not refundable.

PayTomorrow: NMLS ID #2037230. Applying to PayTomorrow will not affect your credit score.

Making every lease payment costs about double the original cash price. Acquiring ownership by leasing costs more than the retailer’s cash price.

90-day early purchase option (3 months in California), purchase fee typically $25; after 90 days the buyout is generally 65% of the remaining lease amount. Initial payment generally $0–$70. You can return the item and end the lease at any time without penalty.

Acima: The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.