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SOFT CREDIT CHECK
Pay-in-4

Shop Pay Installments financing

Pay in 4 or monthly with Shop Pay

Use at checkout

How it works

  1. Add items to your cart and check out with Shop Pay.
  2. Choose to pay in installments.
  3. Get a real-time decision on your eligibility.
  4. Make your first payment at checkout; the rest are charged automatically to your saved card.

At a glance

Amount
See details at checkout
Payments
4 every 2 weeks, or monthly
Cost
Rates from 0% APR; no late fees
Credit check
Soft credit check
Where to use it
Online checkout

Who it’s best for

Shop Pay users who want 4 payments or a monthly plan right at checkout.

Questions

How fast is approval?
You get a real-time decision on your eligibility at checkout.
Can I pay it off early?
Yes. There’s no penalty for paying early, and on interest-bearing plans you save on interest.
What happens if I return my order?
Ask us for the refund. It first reduces what you still owe on the plan, and anything left goes back to your original payment method. Interest already paid isn’t refunded.
What if I miss a payment?
There are no late fees, but late payments can affect your credit score and whether you can use Shop Pay Installments again.
How do I make payments?
Payments are charged automatically to the card saved in Shop Pay, with reminders by email and text. You can also pay early in the Shop app.
Use at checkout

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Questions? Chat with us live or call (409) 886-8324.

Shop Pay Installments terms & disclosures

TieredUp Tech is not a lender or lessor. Shop Pay Installments provides this financing, subject to its approval and terms.

Rates from 0–36% APR. No late fees. A down payment may be required. Interest already paid is not refundable.

Shop Pay Installments: Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.